Finding out the Dodge average car insurance cost is a little tricky because much of it depends on the type of vehicle you are considering. Also your own driving record will have a big impact on the premium rates you pay. Lastly, the very state you live in will play a large role in what your car insurance rates will look like.

With that in mind, here is a list of some of the most popular models you may be looking for the Dodge average car insurance cost of:

• Dodge Shadow
• Dodge Dakota
• Dodge Neon
• Dodge Ram
• Dodge Intrepid
• Dodge Caravan

There are plenty more styles and models to choose from, these are however the most common ones to search for rates for. Whether you already own one or are currently shopping around, the Dodge average car insurance cost may help you decide which one to get.

Crunching the Numbers

If you want to be a wise consumer you should do what few other drivers bother to do while browsing for cars and look into insurance rates. Most buyers wait until after they get their vehicle to get quotes for their new insurance policy. By doing the opposite you could make some wise choices and save money on both the vehicle and your insurance policy.

If you already have some possible models in mind, you can do an insurance rate check before you buy your vehicle. By doing this you know what you are getting into ahead of time. This also gives you a chance to find out how you could lower these numbers. For example:

• Getting the less sporty model of a new car could help lower your premiums.
• Opting to include more safety features instead of the extra DVD player will also lower your rates.
• Add an anti-theft deterrent and you will likely see a drop as well.
• Even to color of the vehicle you like could play a role, so choose accordingly.

Keep in mind even if you are out browsing and think you have found the vehicle you want, get your Dodge average car insurance cost first. You should be able to get access to the internet and get your quotes this way. Don’t just go with the company the dealership may be suggesting, at least not until you first get your FREE quotes to compare here.

Too many drivers shop for the vehicle first and the auto insurance second. In some cases you may end up spending close to the same amount on your auto insurance as you do your car loan payment each month. Only savvy shoppers know to shop for insurance first and learn to save a bundle.

The Financed Dodge

If you have never financed or leased a vehicle before, you may not yet be aware of how much car insurance runs for this situation. In addition to whatever coverage your state makes mandatory to drive legally, you will also need whatever the lender requires to cover the vehicle. Generally as part of your Dodge average car insurance cost for the leased or financed vehicle you will need:

• Collision car insurance covers you in the event of a collision with another car in which you are the at fault driver. Keep in mind, though, this policy usually only covers a collision with another vehicle.

• Comprehensive auto coverage for your Dodge will make up for most of what collision lacks. In fact, comprehensive usually covers you should you be the at fault driver in an accident involving things other than a car such as an animal or building. If you want your Dodge protected from storms, hail, fire, natural disasters and even theft, comprehensive insurance usually covers this.

• GAP is actually an acronym for Guaranteed Auto Protection, but this coverage also fills in a major gap your other insurance may leave between the value of the car and what you actually owe. If you should have an accident in which your new vehicle is totaled out or if the car is stolen and not retrieved, the standard policy will cover the value of the car. You would still be responsible for the difference between that and what you owe, which can easily be thousands of dollars.

Whatever type of vehicle you are looking for, using just your zip code can help you be on your way to getting great auto insurance rates. Start today and find out how Dodge average car insurance cost for you can be even lower.