What is the Cost of Insuring Your Ford Fusion
Before insuring your vehicle, it starts with finding just the right one. Every driver has their favorite brand, body style, and even color. However, the recent introduction and surge in popularity of hybrids has made even already established drivers rethink what their favorite may be.
The Ford Fusion is certainly worthy of being on any driver’s top choice of cars list. However, for anyone still doing some fact checking or just not familiar with the Ford Fusion, here are some things you should know about this vehicle:
- The Ford Fusion has already gained consumer popularity and expert praise for being ranked among the top in affordable midsize cars.
- The Ford Fusion also receives high marks for its stylish looks for both the interior and exterior; not to mention this car gets great reviews for its roomy interior.
- Finally, another reason this Ford gets such a high ranking is its superior handling abilities.
- The most recent Fusions now come in three different four-cylinder engine options and range in horsepower and fuel economy ratings. Consumers may also have some choice between automatic or manual transmission and optional all-wheel drive.
- The average fuel economy for this year’s Ford Fusion model is 23/36 mpg city/highway. This means that drivers can expect about an average of 23 miles per gallon for surface street driving or 36 miles per gallon on the open highway.
Additionally, this car choice is also high ranking when it comes to being the best choice for a midsize automobile for families. The leg room and storage capacity for this size vehicle makes it ideal for families on the go. For those still getting accustomed to the relatively new push-button dash features, this could be a little overwhelming at first. However, for anyone who is already used to this new style the Fusion should be a welcome change.
Insuring Your Ford Fusion
When looking at a newer model Fusion, you will probably be considering financing. One thing to keep in mind is that you should always get an idea of insurance premiums before getting into car payments. You don’t want to end up bogged down with high monthly car loan payments in addition to steeper car insurance rates.
Anytime you get the full amount of coverage needed for a new and financed vehicle, your rates will be higher. The good news is that the higher rated vehicles, like the Fusion, will help keep your auto insurance rates cheaper than other new cars. Keep in mind that the more safety and anti-theft features you include, the lower the insurance rates.
Many drivers immediately want to know what some ways are that they can keep their Ford Fusion car insurance rates as low as possible. For that reason, here is some of what you should know about factors that can impact your auto coverage rates:
- Age and driving history are factors.
- If you are married or in the military, your rates could be lower.
- The color of the car could make an impact, so you may even want to compare rates on colors you are considering before committing to your color choice.
- Your deductible impacts your rates a great deal too. The higher the deductible, the lower your monthly rates. However, don’t make the deductible so high that you wouldn’t be able to come up with it in the event of an accident.
There are, of course, plenty of other things that could affect the cost of your insurance costs. For example, you should find out if there would be a better rate if you set up your premiums to be automatically paid from your checking, savings, or credit card. Many companies are rewarding their customers for being more “green” and going with paperless billing by making their monthly rates lower.
Many companies also offer better rates if you make your payments annually, twice a year, or even quarterly as opposed to monthly. If you think your budget would allow for this, compare this too when you compare insurance rates. Luckily, the Ford Fusion insurance rates can be better for drivers with a clean driving history compared to other types of brand new vehicles.
Comparing rates before committing to a policy is one of the best ways to get the lowest auto insurance premiums possible. This is also the best way to make sure your budget can cover your Ford Fusion payment and your car insurance without leaving you broke. Get your rates before you make any decision about your vehicle and the insurance coverage.