Average Cost of Car Insurance

Average Car Insurance Cost

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Insurance for Your Ford Edge

The Ford Edge is known for exactly what the company likes to boast about it; it grabs attention as well as it does the road. From first time it premiered the Edge has gotten plenty of recognition for its bold lines and sleek overall look; not to mention the interior is equal parts a stylish and modern look combined with comfort and space. Simply put, the new Ford Edge is getting plenty of attention from consumers and experts alike.

If you are looking for Ford Edge car insurance rates, you are probably considering potentially adding this vehicle to your family. There is plenty of research to be done and the test drive to take and, of course, the car insurance rates to compare. However, here are a few of the details to keep in mind as you consider this Ford vehicle:

Ford Edge

For Technology

  • SYNC voice activated technology
  • ACC collision warning with Brake Support
  • Intelligent Access including push button start
  • Rear view camera
  • And this is just a sample of what comes standard or features that can be included

For Design

  • Panoramic vista roof
  • Ambient lighting
  • Power liftgate
  • Discharge headlamps (high intensity)

For Performance

  • 2.0L EcoBoost Engine
  • 30 MPG highway fuel economy rating
  • Advance Trac with Roll Stability Control (RSC)
  • 6 Speed SelectShift Automatic
  • Towing capability of up to 3,500 lbs

As you can see, there are plenty of reasons to consider the Ford Edge as your family’s next car. As a wise and informed consumer, though, it is a good idea to do your homework and make the best decision possible for your next car. The big factors to consider between the Edge and other Fords, or other brands, would be:

  • Safety ratings
  • Fuel economy ratings
  • Seating and storage capacity
  • Towing capability
  • Possible optional features

If need be, make a checklist of thing you must have, things you would prefer to have, and even those you would like to have. This will help you compare your options when it comes time to narrow down your choice. When it comes to car insurance rates, though, you should be aware of the fact that the Los Angles Times recently named this vehicle the #1 ranking lowest cost vehicle to insure.

Now, think about what else can impact your cost of car insurance so that you can make the best choice possible.

Other Factors to Consider

The bottom line is that, too often, consumers rush into buying a brand new car without comparing car insurance rates. You could get a great low monthly car payment only to find out your auto insurance rates will cost you just as much as your payment. Before driving off the lot with that shiny new vehicle, make it a point to compare auto insurance premiums first.

Some of what can impact your car insurance premiums include, but are certainly not limited to:

  • The age and driving record of the insured – The younger you are, the more “high risk” you are considered until about the age of 25. Obviously, the better your driving record, the lower your insurance premium costs will be. Young or higher risk drivers should take driver’s education or other classes that could help get you lower rates.
  • Marriage or Military – If you are married or in the military, you could be saving more money too; not to mention those younger drivers under the age of 25 who are in the military or married could fare much better. Married, in the military, and over the age of 25 with a clean driving record will help you the most.
  • Think about your deductible – Your deductible is the amount you pay out in the event of filing a claim (these are out-of-pocket expenses); meaning, if you have an accident, you have to pay this amount before your insurance coverage can start. The lower the deductible, the higher your premiums will be and vice versa. However, if you raise your premium too high, say $1000, it may be more difficult to come up with that amount if you have an accident.

Do your research and find out how to get even better rates based on your driving record, age, and even your zip code. Rates just don’t vary by state; they even vary by zip code. Make sure you are informed about car facts and what type of car insurance rates the Ford Edge will cost you before driving off the lot with one.